Savings account with
2.35% interest rate
Open a Sambla Savings Account directly in the app. Free withdrawals, no lock-in period or fees, and the account is covered by the government deposit guarantee.
Free deposits & withdrawals
2.35% interest rate
Government deposit guarantee
Manage your savings
account in the app
In the Sambla app, you can open your account, make deposits and withdrawals, and track your balance and accrued interest. You can also see the current savings rate and keep your savings gathered together with the rest of your personal finances.
How it works - inline styling
How to open a savings account with Sambla
Apply in the app
Download the Sambla app and fill in the details needed to open your savings account.
Verify yourself with BankID
Confirm your identity safely and securely with BankID.
Deposit money and start saving
Link a Swedish bank account and transfer the amount you want to start saving with.
2.35% variable interest
The interest is calculated on your entire balance and credited annually. You can always see the current rate in the app.
No fees
It costs nothing to open or hold the account. You pay no monthly fees, withdrawal fees, or hidden fees to Sambla.
Government deposit insurance
Your money is covered by the government deposit insurance scheme up to SEK 1,150,000 per person and institution.
Watch your money grow right in your phone
Track your savings in real time, make free deposits and withdrawals, and keep an eye on your interest whenever you like. Simple, secure, and always within reach.
FAQ - Savings account
How high is the interest rate on the Sambla savings account?
How high is the interest rate on the Sambla savings account?
Right now, you get 2.35% variable interest on the entire balance in your savings account. Since the interest rate is variable, it can both go up and be lowered. You can always see the current interest rate in the Sambla app.
Can I withdraw my money whenever I want?
Can I withdraw my money whenever I want?
Yes, the savings account has no lock-in period and you can make free withdrawals whenever you like. It normally takes 1–3 banking days before the money is available in your linked bank account.
Who can open a savings account with Sambla?
Who can open a savings account with Sambla?
You need to be at least 18 years old and have Swedish BankID. You also need a Swedish bank account that can be linked to the savings account. You don't need to already be a Sambla customer.
How often is the interest paid out and how is it calculated?
How often is the interest paid out and how is it calculated?
Interest is usually paid out at the turn of the year, or when the account is closed. The interest you earn is calculated continuously on your balance and is credited to your savings account according to the terms that apply to the account.
Is there a minimum deposit amount?
Is there a minimum deposit amount?
No, there is no minimum deposit amount. You decide how much you want to deposit and can start saving at whatever pace suits you.
How do I make deposits and withdrawals?
How do I make deposits and withdrawals?
You deposit money via bank transfer or direct debit from your linked bank account. Withdrawals are made in the Sambla app, and the money is paid out to the same account. It normally takes 1–3 banking days for the money to arrive. The option to deposit money with Swish is coming soon.
Emmyline is editorial manager at Sambla and is responsible for content within personal finance. She works to make information about loans, savings, and finances clear and easy to understand.
