Take control of your private economy with our app!

In our app you’ll see your personal credit score that we fetch from UC, without a credit check being taken. You’ll also get an overview of your current debt, and if you want help to consolidate current loans, we’ll help you with your application. Everything is of course without charge.

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Keep track of your credit score, now and over time!

Your credit score is a measurement of how your private economy is doing. Keeping track of it over time and continually striving to improve it is something we urge everyone to do! We fetch your credit score from UC (Upplysningscentralen) and it is updated regularly, this score is something the banks look at when they analyze you as a customer, for example if you do a mortgage application.

 

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Get an overview of your loans and credits

We fetch and show you your current debts and credits. Here you can see everything from mortgages, private loans, credit cards and CSN loans (student loans). You get this overview without a credit check being taken and it’s a perfect way for you to keep track of everything in one place.

We help you consolidate your loans and credits

In some cases it’s better to consolidate several smaller loans to one bigger loan, with this you can save money on interest and also improve you credit score. If you’re in this type of position we’re here to help you. In our app you can easily send in your application and we’ll help you out along the whole process.

 

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Let us pay if there’s an accident!

Our insurance gives you a good financial protection when there’s sudden and unexpected events. With our insurance we cover the costs appearing with sick leave and unemployment. You can also get financial cover when caring for a relative.

 

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Frequently asked questions

Is a credit check taken due to me using the Sambla app?

No! No credit checks are taken when you log into the Sambla app. Note that if you do a loan application a credit check will be taken.

How frequently is my data updated?

The credit score is updated once a month, but your debts can be updated as frequently as daily depending on what bank(s) you have.

Is it free to use the Sambla app?

That is correct! It’s completely free to use the Sambla app.

I’ve paid of a debt, why is it still showing in the app?

It can take up to two months before the paid of debt disappear from the overview. This is because some banks processes of updating this data to UC takes time which also affects us since we’re fetching the data directly from UC.